Please note our Huntsville office has moved to 305 Quality Circle NW Suite B, Huntsville, AL 35806. New Phone Number: 256-217-9909
Cris Wallace, CERTIFIED FINANCIAL PLANNER™

Cris Wallace, CERTIFIED FINANCIAL PLANNER™

WG Financial Group Logo

Tax Planning

Tax Planning Services in
Huntsville AL

Tax Planning Services in Huntsville AL

While WG Financial Group does not do tax returns or give full blown tax advice, we do work with other local CPAs and Tax Professionals. Tax planning is a important piece to your retirement plan. Being tax-effective while you’re still working will frequently result in being more tax-efficient once you stop working. Once you stop working, it’s important to think about other tax efficient strategies such as delaying Social Security, Roth conversions, QCDs, and gifting appreciated assets.  

Our tax planning process and professionals we work with can often uncover these types of strategies.

Tax Planning Services in Huntsville AL
Tax Efficiency

Tax Efficiency

During your pre-retiree years, there are opportunities to become more tax efficient with your savings, but many individuals and families often do not understand the benefits of saving in certain types of accounts.  Early on in your career when you are not in your peak earning years, it may be best to save more after-tax or Roth monies versus pre-taxed because you are in a lower tax bracket.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. WG Financial Group has a strategic partnership with tax professionals and attorneys who can provide tax and/or legal advice.

Pre-Tax Vs. ROTH

As you grow into your career and your earnings reach more of a peak, you may find yourself needing to save tax dollars today.  At WG Financial Group, we can help with these types of issues by analyzing your plan to come up with recommendations to best serve you and your family.  

We feel like every individual and family has an “Order of Operations” when it comes to saving money for retirement, and when distributing money from their nest egg.

Save more after tax

Insurance products are offered through the insurance business WG Financial Group. WG Financial Group is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor. AEWM does not offer insurance products.  The insurance products offered by WG Financial Group are not subject to investment Advisor requirements.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. WG Financial Group has a strategic partnership with tax professionals and attorneys who can provide tax and/or legal advice.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

Any media logos and or trademarks contained herein are the property of their respective owners and are not an endorsement by those owners of our firm. Your Retirement Matters on WVNN & WBHP are paid placements. 1897462-1/24